karma
always pays.

Pay with gift cards for the brands you love and earn instant cashback with MyKarma.

join the waitlist
CLICK HERE TO SEE OUR FULL LIST OF PARTNERS
PetSmart LogoEsso LogoBlack Button saying "Download on the App Store"The Keg LogoH&M Logo
Subway LogoWestjet LogoCineplex LogoSportChek LogoA&W Logo

Enjoy flexible access to your salary any time you need it — up to $250 every two weeks — for in-app spending with our leading retail partners.

As you make purchases, MyKarma quietly stacks cashback rewards for you to enjoy or share with our partner charities. From everyday essentials to spontaneous weekend getaways, MyKarma transforms your spending moments into a fun and mindful adventure.

Join us – where there's no hierarchy to financial empowerment and where karma always pays!

join the waitlist
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Unlock Cashback
Rewards

Explore the Cashback rewards awaiting you by downloading the MyKarma app. It's your ticket to effortless rewards as you fulfill your everyday shopping needs!

Elevate Your Savings
With  E-Gift Cards

Supercharge your savings and earn instant Cashback, by purchasing e-gift cards from your favourite retailers. It's the ultimate way to shop, save, and earn in one seamless transaction!

Shop, Scan, Voila!

Embrace the ease of earning rewards however, and wherever you shop. Simply open your MyKarma wallet, scan the in-store barcode, or enter your redemption code online to complete your purchase and stack that cashback for more!
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See All Retailers

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Frequently Asked Questions

signing up
Account information
security and privacy
cashback
depositing money

Can I use MyKarma without creating an account?

Absolutely! You can explore MyKarma’s marketplace without signing up or sharing any personal details. Feel free to browse and check out all the exciting deals we offer. When you're ready to grab those amazing gift cards, you’ll need to sign up—it’s quick, easy, and totally worth it!

Where can I download MyKarma?

You can download MyKarma from the Apple App Store and Google Play Store.

How long does it take to set up a MyKarma account?

Setting up your MyKarma account is fast and easy! You can download and set up your account in less than 5 minutes!

Who can create a MyKarma account?

MyKarma is available to all Canadians with a mobile phone.

Is MyKarma free to use?

Yes, MyKarma is completely free to use. Just download the app and start earning cashback!

My device got stolen. What do I do?

If your device is stolen, please contact us immediately. While your gift card barcodes are protected by your phone’s biometrics, letting us know right away allows us to help secure your account and ensure your information remains safe.

How are my cards saved and protected?

Your cards are securely stored on your device, protected by your phone’s security features and MyKarma's own safeguards. We use advanced encryption and security protocols to keep your information safe.

Where is my account information stored?

At MyKarma, we prioritize the security of your personal information. All your details are securely stored in Canada with a major cloud provider, ensuring your data is well-protected.

Does MyKarma protect my data?

MyKarma respects your privacy and is committed to protecting your personal information in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA). Please see our Privacy Policy for more information.

Is my information secure on MyKarma?

At MyKarma, we prioritize the security of your information. To safeguard your MyKarma account and gift cards, we utilize industry-leading iOS/Android security features. These measures include effective session management and biometric access controls. Also, all users must create password-protected accounts. Rest assured, we are dedicated to protecting your account.

Where can I see how much total cash back I've earned?

You can quickly check your current cash back and total lifetime cash back at the top of the home screen in the MyKarma app.

When do I get my cashback?

At MyKarma, we want you to see immediate earnings! Anytime you purchase a digital gift card from one of our partners, your associated cashback amount will be deposited into your MyKarma account instantly.

How do I start earning cashback?

Once you have downloaded the MyKarma app, you will start earning cashback on all your e-gift card purchases.

How long does it take for my money to load into my MyKarma account?

Your money should appear in your MyKarma account within a few minutes of submitting your e-transfer.

How can I add money to my Karma account?

Adding funds to your MyKarma account is quick and easy. To open your account, simply provide your phone number and postal code, and we'll guide you through the rest. Once you're ready to transfer funds, provide us with your email and address.

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available soon on...

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Company
about us
Legal
Product
how it works
Support
faqs
waitlist
Get in touch
Suite 211, 3332 – 20th Street SW,
Calgary, Alberta, T2T6T9, Canada
hello@getmykarma.ca

© 2026 Karma Technologies Canada, Inc. All rights reserved. All third-party company names, logos, and brands are property of their respective owners and are used on this website for identification purposes only. By using this website, you are accepting our Website Terms of Use, available here. To find out more about MyKarma’s privacy practices or to submit a complaint about your use of our Platform, see our Privacy Policy here and our Customer Complaints Policy here.

© 2026 Karma Technologies (Canada) inc. All rights reserved.